Disclaimer

General advice only

The information, tools and calculators on Calcula are provided for general information purposes only. They are not financial product advice, credit advice, tax advice or legal advice, and they do not take into account your objectives, financial situation or needs.

Before acting on any information from this site, you should consider whether it is appropriate for your circumstances and seek personal advice from a suitably licensed professional, including a licensed financial adviser, mortgage broker, accountant or registered tax agent.

Estimates only

All results produced by Calcula calculators are estimates based on the inputs you provide and on assumptions clearly stated on each calculator page. Actual results may differ — sometimes significantly — from the figures shown, including because of:

• changes to interest rates, tax rates, government charges or product fees;
• differences between assumed and actual lender, insurer or government policy;
• your individual eligibility for concessions, grants or offsets;
• rounding and the use of simplified models for clarity.

Calcula does not guarantee the accuracy, completeness or suitability of the information or results presented.

No product recommendation

Calcula does not recommend any specific financial product, lender, insurer or service provider. We are not a credit licensee or an Australian Financial Services Licensee, and nothing on this site should be read as an offer, solicitation or recommendation to acquire any financial product.

Australian rates and rules

Tax brackets, stamp duty schedules, Medicare levy thresholds and other rates referenced on Calcula are based on publicly available Australian Taxation Office and state revenue office information current at the time of publication. We make reasonable efforts to keep this information up to date, but rates and rules change, and we make no warranty that the figures used are current.

Limitation of liability

To the maximum extent permitted by law, Calcula and its operators exclude all liability for any loss or damage (including indirect or consequential loss) arising from your use of, or reliance on, this site or any results produced by its calculators.

External links and advertising

Calcula displays third-party advertising, which may include Google AdSense and the Google Display Network. We do not endorse advertised products or services, and clicks on ads are at your own discretion. External links are provided for convenience only.

Contact

If you believe any information on Calcula is inaccurate or out of date, please email hello@calcula.com.au so we can review it.